Skandia: Stort förtroendetapp för pensionssystemet under 2023
Nära fyra av tio svenskar uppger nu att de har mycket eller ganska lågt förtroende för det svenska pensionssystemet, och andelen som har högt förtroende har sjunkit ned till var fjärde svensk.
Det visar i alla fall försäkringsbolaget Skandias senaste undersökning.
Den första mätningen , som kom 2018, visade att anseendet var skadeskjutet på grund av skandalerna kring premiepensionsfonderna — men sedan dess har förtroendet ökat sakta men säkert.
Men nu har något hänt i siffersserien.
— Det som är förvånande nu är att vi får ett relativt stort tapp på kort tid. Normalt sett brukar det här vara mer trögrörliga siffror så det talar för att något större har inträffat som skadat förtroendet, säger Mattias Munter, pensionsekonom på Skandia, i en presskommentar.
Andelen svenskar som svarar att de har högt förtroende för systemet har sjunkit med 10 procentenheter.
I den senaste mätningen uppger 24 procent att de har mycket eller ganska högt förtroende för det svenska pensionssystemet generellt. Vid föregående mätning var siffran 34 procent.
Samtidigt svarade 39 procent att de hade mycket eller ganska lågt förtroende för pensionssystemet.
Skandia för ett resonemang om att det handlar om Alectas felplaceringar av tjänstepensionskapitalet, i synnerhet ska det handla om de ifrågasatta investeringarna i Heimstaden Bostad som delvis skulle kunna förklara siffrorna. Och man ställer även en explicit fråga om detta till de svarande.
Men om siffrorna ligger inom den statistiska felmarginalen kan jag tänka mig att det minskade så kallade respektavståndet också ligger bakom.
Under året stod det ju klart att de flesta pensionärer (över 66 år i alla fall) inte har tjänat pensionsmässigt på att ha jobbat ett helt liv, jämfört med dem som inte jobbat så mycker eller ingenting alls.
Detta beror på att garantipensionen för de med minst i pension (en sorts medborgarlön för äldre som bott länge i Sverige) har räknats upp kraftigt de senaste åren, medan den vanliga inkomstbaserade pensionen knappt räknades upp alls i år.
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